To do online business or not?

February 25, 2007

One of the many opportunities that DH and I are trying to consider is an online store. We’ve been discussing it over and the topic of customer payment came up. We searched the internet and found a merchant that would work for us. Advantage Processors is a company that offers merchant account and credit card processing for online businesses. They offer the most cost effective solution for your online company. From Visa, Mastercard to Discover, they can offer high and low risk solutions wether you are just starting up or already established.

I think, once we really start putting up that business, we are definitely going to go for them.

I need insurance!

February 20, 2007

My friend and I got to talking over a cup of coffee one day about how he got himself an insurance plan. He was really happy about the plan he got for himself and kept talking about retiring early. I envy him and how goal oriented he was. At the young age of 24, he already knew what he wanted and where he wanted to be in his life. What’s really nice is that he still maintains a humble attitude even with all his successful.

Talking to him made me realize that hubby and I did not have any plans to our name! My goodness! I started to panic. When I got home I immediately took out my laptop and searched the internet for great deals on insurance plans. I found a great site where you can get nice quotes on life, auto or home insurance. All you need is to fill up is a simple form and voila! Instant quote! They even give you a guide on basic insurance as well as Insurance by State guide. And if all these are still complicated for you, you can contact an agent to help you out. If this isn’t a good deal then I don’t know what is.

Disclosure Policy

February 9, 2007

This policy is valid from 09 February 2007

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A Special Welcome!

February 8, 2007

Special welcome to my Manager, Mr. Angelo Peralta who visits this blog! :)

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Sorry girls, as per Angelo, he’s already taken. By a Kristine Hermosa look-alike at that! Wow! Angelo, hope to read your blog someday hehehe!

Ok, I’m off to scrap some more :) I am officially hooked! I love digiscrapping!

It’s up! Whee!

Woohoo! Our connection’s up and running na! :) Special shout out to our friend Lau for checking into this! We owe you one sis. :)

Okay, just a quickie post before I leave for work. Just wanted to upload my LO’s :)

LO018_ZARAH

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LO018_Zarah CREDITS:

Scrap Chic Studio’s Bliss Mini Kit, Scrap Chic Studios Flurries Alpha,

Journaling:
Your courage and strength never fails to amaze and inspire me. I have always been very conservative about voicing out my thoughts but you inspired me to speak out especially if it’s the truth. I never thought that strength and beauty can be fused into one - until I met you. You’re truly a beautiful person inside-out!

LO019_Sisters

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LO019_Sister CREDITS:

Shabby Princess SM Piece a cake page, Shabby Princess Scarling Dinner Party Embelishments, Shabby Princess Pink Dot Ribbon

What’s up with the slowness BRO?

February 7, 2007

Our SmartBRO internet connection has been acting up since last night, BOO! I hate this. The connection is suuuuper sloooooooow! I swear. slower than dial up! One page will take like an hour to fully load! I wonder what’s wrong. I have to wait until later cause hubby has to call them up to check.

Oh well, because of that, I was able to do 2 layouts, BUT, since there’s a connection issue, I could not post it yet. Hmph! Oh, and so you guys know, it took 45 minutes for this “Write Post” page to load. ’nuff said.

Calling SMART, this is not supposed to be how Broadband works!

Simplify

February 6, 2007

I wish I had more time to scrap. Dang! I am just starting this new hobby and yet I couldn’t find the time to do it aargh!

I hate being in the midshift, I can’t do anything anymore! I get up out of bed and I get ready for work and go home from work, check my mails (cause GMAIL is blocked here in the office BOO!) and then off to dreamland.

It’s funny how all of us are given the same amount of time and yet when I’m on the midshift, I feel like I lack time to do all the things I want to do. Heh! I guess I need to simplify my life, organize it and maybe then I’d find more time to do the things I really want to do - those that really matter anyway. :)

Change Part II

February 4, 2007

Just got home from spending the weekend at my parents place. Special shout out to my younger bro, Ivor, Happy birthday bro! You’re the best!

Anyway, we had fun at my parents house. We cooked and had lots and lots of chikas to share. I realized, I missed my parents and siblings so much. I missed our talks during siestas and I missed the sumptous food. It makes me sad to think that in a couple of months, they will be moving out of that house.

That was our third house and one that my parents owned. The first house we had was somewhere in Mother Ignacia. It was an apartment my parents rented. That was where I was born but I remember little about it. The second was a house that my parents also rented somewhere in Project 6 and we stayed there until I was in Grade 6. My younger bro and sis were born in that house and there was a lot of fond memories. I was sad when we had to leave that place but I guess, the excitement of moving into a house of our own exceeded the sadness I felt. And now they’re moving again.

The house my parents owned was built in a land where my maternal grandfather and my dad shared ownership. That was why our house was only built on half the portion of the land. My parents worked and saved hard to be able to build that house. When my “lolo” fell sick with cancer, he had to take a loan from the bank to be able to buy meds using the whole land as a collateral. My dad had no choice but to sign the agreement as my “lolo” still had a wife (his third) and 3 young girls. Towards the end, when lolo felt his life was nearing the end, he and dad decided to sell the land, pay the loan, and divide the money. When “lolo” finally died, he wasn’t able to sell the land and pay the loan. His wife (who wasn’t his wife yet when they bought the land) was so itchy to get her hands on the money that she was pressuring my parents to sell the land. She was even spreading a lot of rumors about our family. It was a hard time for my parents as my dad just retired, my youngest sister still in school (college) and that bitch of a woman refusing to pay the monthly interest on the loan. Take note though, that my parents did not get even a centavo when lolo took out that loan. Meaning, that woman spent most of the money on her kaprichos and her spoiled daughter’s braces, expensive rubber shoes and cellphones.

My parents ranted to us but never uttered a word outside the house. Even during the meetings, they never complained. Finally a buyer was able to buy the house. Side kwento: My mom let her “waray-blood” show one time in a meeting and shouted at the bitch. The woman had the gall to tell them that our house was only worth P300k. Hello! Our house is not that extravagant but it was decent. Tell me, can you really build a 5 bedroom bungalow house with 3 toilets and baths with just P300K??!! Stupid woman! But what can I say, my dad was right, never bother wasting time with someone who never finished grade school. Sorry, if only she had a decent attitude and sound character she would never hear that from me. Anyway, so the house and lot (all 956 square meters in a prime QC subdivision) was sold at way less than the value of the land. All because the bitchs’ hand was itching to get the money to squander away. She was such a noisy woman! She kept demanding that the payment go directly to her bank account when it wasn’t even legal to do that. Yeah, she was the wife and all that but she was not the wife yet when the lot was bought and divided. She should be thankful my dad even agreed to sell his share of the lot or else she would’ve gotten much less than she got. The buyer was so pissed off at her that he had to tell the woman to think things through before saying anything. The buyer even told her she should be thankful because she is getting four shares (hers and her three daughters) when my mom only gets one. I just admire my dad’s strong character. He was more concerned of the 3 young kids my lolo left behind.

Enough of the ranting. The buyer was kind enough to give my parents some allowance in finding a new place to move into. I know it’s going to happen soon enough and given the limited time that I have in going there, I took the opportunity last weekend to go around the house and reminisce. Gosh there were a lot of memories in that house. It was there that I cried over a broken heart. My parents room where I would sleep when they turn on the AC, my brother’s room where I spent my time when Ahiya R was still there; The beloved dogs we cherished and buried; The living room where I spent the night burning the telephone wires when my husband was still courting me. I could go on and on.

It makes me feel really sad because the house was something my parents worked very hard for, but I guess, like they say, when God closes a door, He opens a window. I said a prayer of thanks for the many memories our family shared in that place. I also said a prayer asking that God will continue to guide our family in the new beginning He has given us. Whatever lies in store, as long as God is with all of us and we stick together, wherever we may be, I’m sure we will continue to make and cherish memories.

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On another note, the weekend gave me time to finish another lay out just in time for Valentine’s day. I’m still a tad slow in doing LO’s but I know that with time and practice I could perform better. If and when i do get better at this, how do you join a creative team? Sorry am a digiscrap dummy as of yet. Can someone enlighten me on this? Thanks!

Hope you like my LO for hubby :

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CREDITS:

Paper:
Shabby Princess Moody Blues Square and Dots Paper, Shabby Princess Moody Blues Striped Paper, Shabby Princess Moody Blues Tile Paper, Shabby Princess Moody Blues MedBlue Paper, Shabby Princess Moddy Blues Light Blue Paper, Shabby Princess Moody Blues Swirls Paper

Embellishments:
Digital Scrapbook Place Wire Heart, MShefveland Staples, Heritage Cherish Tag

Alpha:
Shabby Princess Moody Blues Alpha

Journaling:
I am watching you sleep tonight and I can’t help but feel overwhelming love for you. I truly cherish these times when I can just watch you sleep. It is not everyday that we can be together the entire night and I feel like if I sleep I’d miss you more.

People may think that you are not the most ideal husband there is, but heck I’m far from being the ideal wife. You’re the ideal husband for me and so much more. Sure you have your flaws and shortcomings (heck I do too!), but you know, those things don’t even matter anymore because without them, you would not have been the man I fell in love with and married. You have been and will always be my very best friend. When everyone else has left me, I am confident that you will still be at my side, holding my hand. You have proved that to me right from the start. Through the years, you have always stood beside me. Even in my darkest days of impatience, nagging and irritability, you have never stopped being the ‘Ping’ I fell in love with 9 years ago - ever patient, loyal and sweet. I wish I could say that I was like that to you, but I know I’m not.

Please know that I truly appreciate you - your whole being and persona, your quiet gentleness, your enduring patience, your fierce love and loyalty to your family and friends, your fear of God, and your great love for humanity. Stay being ‘Ping’, for I know no other arms to embrace me with than yours, no other laughter, no other love than yours.

Friday Blues

February 2, 2007

It’s a Friday and I’m here in the office. I’ve things to do but somehow my mind sorts of flies. One time I’m doing schedules and the next thing I know, I’m day dreaming about stuff already. Heh! I decided to blog to get this out of my system and focus on what I need to do.

I am thinking about our current living situation. You see, we live with my in laws (ever since we got married). Personally, I didn’t want to live there. It has always been my dream to live independently. I never got the chance to do that when I was single because my dad would not hear of it. But when we were planning on getting married, I tried my best to convince hubby that we need to have a place of our own. Much to my dismay, hubby would not have any of it either. :(

There are a lot of things going on in that house these past few months that makes me want to really move out immediately! Financially, they’re in a slump. I say “they” because I do not want to have anything to do with what’s causing their financial slump. I mean I work and work hard for me and hubby and whatever I earn, I earn for us.

Lest you think I am some selfish snob, please, hear me out first. I did not think this way before. Heck, I even bought groceries for the house, share in whatever bills that needs to be paid, buy household items to replace broken ones, give them money for whatever extra they need, and lend them money when they needed. All these even when my MIL gets all of my husband’s salary every pay day (even up until now). I didn’t mind because honestly, hubby’s pay from government work isn’t that much and I considered it as our share in the household expenses. But towards the middle of 2006, I noticed that they always lack the money for everything. Utility bills go unpaid and result in disconnection, food being bought in the market isn’t enough, sometimes we would end up eating canned goods. I analyzed things and thought, everyone in the house is working, earning and giving their share (well except for one), why the lack?

That was when I decided to do my investigation. I will not disclose the details (hehe), but here’s what I found out. The parasite inside the house was causing all of the the financial slump. Man, I am just so pissed off with this guy. Ever since I found out what he was doing, I stopped giving money - it was only being given to him. I stopped lending them money too as most of the time I am not paid back. I stopped buying groceries too as this guy would bring several grocery items to his girl friends house (gawd!). I turned our room into a mini studio. I bought all the things me and my husband needs (with his permission of course, he was pissed off too when he found out.), and we only buy stuff for the 2 of us now. That explains why there was a need for me to learn how to cook hehehe.

I just wish that person ( and his parents too) would come to his senses. You are a parasite and you know that. Wake up man! You take money from everyone and you do not have even the slightest bit of shame. You let your mom ask or borrow money from who knows who, you steal, you lie and everyone in that house is affected by your actions. I don’t want to be bitter but right now all I feel is hatred towards you. I don’t even want to see your face and when I do, my blood boils! Stop talking to me or one day I might just blurt out how I hate you. Stop lying about having work and all that crap because we are not stupid. Sheesh! Enough ranting.

Okay, the only consolation I have is hubby now agrees that we are moving out. But that’s another story for another post =P